When you get hurt in an accident that was not your fault, you should never have to pay for damages. However, getting fair compensation can be challenging. If you try to handle the claim on your own, the insurance company may be reluctant to offer you a fair deal; however, an attorney can help maximize your claim, especially if you act fast.
The Right Time to Contact a Car Crash Lawyer
If you are recovering from a car accident and contemplating a personal injury claim, you may not know when or how to contact an experienced Virginia attorney. You might think it is best to negotiate directly with an insurance adjuster or accept a settlement that covers the costs of your immediate medical expenses.
However, lawyers know that insurance companies will rarely offer a fair settlement to people who lack legal representation. Because insurance companies are for-profit businesses, they want to pay as little money as possible to help protect their bottom line. They will do everything they can to decrease the value of your claim.
When you take quick action by calling an attorney, they will help guide you through the claims process by:
- Collecting and preserving important evidence. Even if your case seems open and shut, the insurance company will still demand evidence of your damages, photographs of the crash site, repair estimates, and hospital bills. Lawyers know what evidence to gather for settlement negotiations or for court.
- Speaking to the adjuster on your behalf. Many people do not know that speaking to an insurance adjuster can be very dangerous to their claim. Adjusters will use anything you say against you. If you have an attorney, they will help you avoid mistakes that could end up hurting your claim.
- Advocating on your behalf. Insurance companies do not like it when claimants get legal help because they know lawyers are well aware of their tricks and won’t give in low-ball settlements. When you have an attorney, you have an advantage: someone who knows the insurance industry and is willing to do whatever it takes to get you the compensation you deserve.
Since evidence can disappear and adjusters can be smooth talkers, you should always contact an attorney as soon as possible. If you call quickly enough, an attorney may be able to dispatch investigators to the scene of the accident. In some cases, a legal team can reach a crash site before police or other emergency services. The sooner you reach out, the better your chances are of a fair settlement.
The Importance of Acting Fast
You should never wait too long to file a personal injury claim. The insurance company will be working hard to de-value your case, and you must file within a certain timeframe.
Virginia, like every other state, has a statute of limitation for how long someone has to file an injury claim, civil action, or lawsuit. In Virginia, most people have two years from the date of injury in a car accident to take action.
Once the statute of limitations has passed, not even the best lawyer can help. If your case is not automatically dismissed by the courts, the insurance company will tell the judge that your complaint was filed too late, and it will be immediately dismissed.
Contact Us Today
The law firm of Kearney, Freeman, Fogarty & Joshi has years of experience handling Virginia car accident claims. We know that a crash can be expensive, which is why we never charge you anything up front. We work on a contingency basis, meaning we only get paid if you do.
Send us a message online to schedule your free consultation today.