If you are a pedestrian injured in an accident and you have no health insurance, you may wonder how you can get the medical treatment you need and who will pay for it. You may also wonder why the person who was responsible for your injuries isn’t required to pay for your medical care. However, the only thing the law requires is that the at-fault party pay any damages you are owed as a result of a lawsuit.
Options for Covering Medical Bills
Even if you do not have health insurance, it’s crucial that you get medical treatment after you’ve been injured in a crash. This creates documentation of your injuries, which will be useful when filing auto insurance or other claims.
There may be options available for you to get at least some of your medical bills paid, including:
- Medicaid coverage. This is a federal health insurance program that provides insurance to low-income recipients. If you are injured in an accident and lose your job because of your injuries, you might qualify for Medicaid. Go to your state’s website to find out if you are eligible.
- A payment plan arranged with healthcare providers. Some doctors who treat accident victims with no health insurance are willing to work out a payment plan. Some providers might agree to treatment based on getting paid out of the victim’s settlement. The providers will have to sign a personal injury lien, which will be sent to the victim’s lawyer. The lawyer will pay the healthcare providers before the victim gets any money from the case.
- Your own automobile insurance. Even if you were not driving when the accident occurred, you might still be able to collect from your own automobile insurance policy.
- Filing a case against the negligent driver. If you were injured in a pedestrian accident and you believe that you were not at fault, you should meet with an experienced attorney to help build a strong case, so you can get the compensation you deserve.
To schedule your free initial consultation, contact us online. All personal injury cases are taken on a contingency fee basis. We collect no fee unless we secure compensation for you.